Mortgages
A mortgage is a legal agreement by which a bank or other creditor lends money at interest in exchange for taking title of the debtor's property, with the condition that the conveyance of title becomes void upon the payment of the debt.
Types of mortgages
Refinances
Multiple Properties
Refinances
A refinance occurs when the terms of an existing loan, such as interest rates, payment schedules, or other terms, are revised.
Purchases
Multiple Properties
Refinances
A mortgage to buy real property which involves a 5% to 20% down payment and agreement with a lender in exchange interest on the payments.
Multiple Properties
Multiple Properties
Multiple Properties
Often coined the term real estate investors, in which they own multiple properties with reasonable expectation of generating income.
Home Equity
First Time HomeBuyers
Multiple Properties
Helping Edmontonians access the equity you've been building up in your home for your goals, from renovations to investing.
First Time HomeBuyers
First Time HomeBuyers
First Time HomeBuyers
Position yourself for home ownership now. Don't wait until the time you want to buy. Here for you through the entire home buying process.
Rentals
First Time HomeBuyers
First Time HomeBuyers
Whether you have 1, 2, or 10 rental properties... the world is your oyster. Working together to plan and reach your goals.
Debt Consolidation
Self-Employed Mortgage
Self-Employed Mortgage
Debt swap those high interest non-deductible debts, like car loans. Trust me, your bank account will thank you.
Self-Employed Mortgage
Self-Employed Mortgage
Self-Employed Mortgage
Paying yourself as little as possible and most of your money is in the corporation? We get it. And have mortgage solutions for you!
Vacation Homes
Self-Employed Mortgage
Vacation Homes
Building memories at the lake in your vacation property. Priceless. Plus the added bonus of building your net worth.
Other Services
Spousal Buyout
The Smith Manoeuvre
Mortgage Renewals
Sometimes, things don't go according to plan. Things change, life throws a curve ball. It's hard enough, Spousal Buyout Program can help.
Mortgage Renewals
The Smith Manoeuvre
Mortgage Renewals
Don't wait to renew your mortgage! I repeat, do not wait to save thousands in interest. Switch to a lower rate when the savings outweigh the penalty.
The Smith Manoeuvre
The Smith Manoeuvre
The Smith Manoeuvre
Want to grow your portfolio and convert your mortgage to tax-deductible debt simply by making your mortgage payments? I thought so.